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Comma Compliance
Pricing

Full-channel coverage.
No per connector fees.

One flat price covers every channel. Legacy archivers bill per connector — every channel you add re-opens procurement. Comma doesn't.

No credit card required.

Comma vs. legacy vendors

# of Channels your firm uses6
CommaFlat, all channels
$1,650/mo
Legacy vendorsBase + per-connector fees
$5,125/mo
$3,475saved / month · 68% less
$41,700 / year

Illustrative. Most legacy vendors don't publish pricing — the range shown ($15–$22/user/mo base + $8–$20/user/mo per connector) reflects what firms actually pay. Your quote will vary. Comma's won't.

Active users
$33/user / mo

No per-connector fees, no feature gates, no tiering.

Used by broker-dealers and RIAs globally.

  • All 40+ channelsiMessage, WhatsApp, Signal, Slack, Teams, Bloomberg Chat, and 30 more.
  • Point-of-delivery captureMessages captured on delivery. No sync windows, no iCloud backup necessary.
  • WORM archive + exam exportDesigned against SEC 17a-4. Generate native-format exam packages in minutes from your dashboard.
  • AI-driven policy matchingFlag risky communication against built-in compliance patterns or your own internal policies.
  • 7-year retention by defaultExceeds the 6-year SEC/FINRA minimum. Adjust on request.
  • Bring your own storage, or use oursArchive with Comma, or host data in your own on-prem or cloud storage — your call.
  • Exam-ready case managementGenerate exam-ready packages in minutes. Searchable, exportable, ready for regulators.
  • Open-source connectorsWhatsApp + Signal capture code is on GitHub. Audit before you deploy.
Archival

$15/user / month

When someone leaves the firm, retention doesn't. Keep their archive searchable and WORM-compliant through the regulatory window — without paying the active-user rate.

  • Searchable archive, exam export
  • Auto-applied when a seat is offboarded
Transparent pricing

Here's everything you could ever pay.

$33/user active. $15/user archival when someone leaves. Nothing else. No storage overages, no export fees, no surprises on your invoice.

  • No storage overages or per-GB feesArchive without watching a storage meter.
  • No export or egress feesExport records for exams, audits, or migration — no charge.
  • No data retrieval feesYour data is yours. Retrieve it whenever you need it.
  • No surprise invoices if you switchWe don't lock your data in or bill you to leave.

Most compliance archivers bill on the back end - from platforms charging $250/hour for excess data exports to others setting export fees per order form, negotiated at contract time. No back-end billing surprises.

Need extended retention beyond 7 years or advanced security configurations? See enterprise options →

Aligned with the standards your examiners ask about

  • SEC 17a-4WORM archive
  • SEC 17a-3Supervision
  • FINRA 3110Review & retention
  • FINRA Reg S-PBooks & records
  • MiFID IIEU comms recording
  • GDPRData protection
  • FCA SYSC 10AUK taping
  • CIRO 3800Canadian records
  • SFCHong Kong
  • MAS SF(LCB)RSG 5-year order records
  • ASICAustralian financial
  • CASLConsent archiving
Enterprise

Built for firms that operate at scale.

Multi-entity networks, broker-dealer groups, RIA aggregators, and global institutions have requirements that go beyond a standard seat price. We handle complex deployments, custom data residency, and dedicated implementation.

  • Multi-entity and holding company setup
  • Custom retention periods & data residency
  • On-prem or private cloud deployment
  • Dedicated onboarding & implementation
  • SLA-backed support
Get in touch →

Managing AI tool access?

Arc Relay is an open-source MCP control plane. One dashboard for all your tool access—who can use what, when, and with what permissions.

Learn about Arc Relay →

Frequently asked questions

Are there per-channel or per-connector fees?
No. $33 per user per month includes every channel we support — iMessage, WhatsApp, Signal, Slack, Teams, and 30+ others. Adding a channel never changes your bill.
Are there storage, archival, or export fees?
No. Here's everything you could ever pay: $33/user active, $15/user archival when someone leaves. No storage overages, no export fees, no data retrieval charges. Most compliance archivers bill on the back end — storage tiers, export charges, sometimes hundreds of dollars per hour to retrieve your own data. Comma doesn't.
What does the $15 archival-only tier cover?
When a user leaves your firm or changes roles, you still need to retain their prior communications for the regulatory window. $15/user/month keeps their archive searchable, exam-ready, and WORM-compliant without paying the full active-user rate. It's applied automatically when a seat is offboarded.
How long is messaging retained?
7 years by default — exceeding the 6-year minimum under SEC Rule 17a-4 and FINRA Rule 4511. Longer retention available on request.
Can I use my own storage?
Yes. Archive on Comma's infrastructure, host data in your own on-prem or cloud storage, or route to your existing archive. We don't lock your data in.
How does the 14-day free trial work?
Full access, no credit card. Connect a test user, capture real messages, run a sample supervision query, export a sample exam package. If it doesn't fit, walk away — we'll delete the archive on request.
Can iMessage conversations be archived for SEC or FINRA compliance?
Yes. Comma captures business-related iMessage conversations in real time without disabling iMessage or relying on iCloud backup. Our solution is built specifically to help financial firms meet SEC and FINRA recordkeeping requirements.
Is the capture code really open source?
Our WhatsApp and Signal connectors are published on GitHub under a permissive license. Audit them before you deploy. No other vendor in this space does this.
Is my data safe and encrypted?
Yes. All communications are encrypted in transit using TLS 1.2+ and encrypted at rest using AES-256. We use modern cloud-native key management through AWS KMS and Azure Key Vault for secure key handling.
Do I retain ownership of my data?
Yes. You retain full ownership of all data. We only use your information to deliver compliance and archiving services. We never sell, rent, or share your data outside of authorized sub-processors.
Do you archive deleted messages?
Yes. Comma Compliance stores messages independently of iCloud, WhatsApp, and individual devices. Even if messages are deleted on the device, they're still captured and stored securely.
How does Comma Compliance support SEC and FINRA recordkeeping?
Comma is designed against SEC and FINRA electronic-recordkeeping requirements, including SEC Rule 17a-4 and FINRA Rule 3110. Our exam-ready retention and case management tools help your firm stay prepared for internal and regulatory reviews.

See why teams switch to Comma.

A 20-minute walkthrough — real capture, real-time flagging, real transparency.

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